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Should I get a starter credit card for no credit?

We all have to start somewhere, and a starter credit card for no credit could be the very solution you need. Some cards even offer rewards and benefits. Just remember that it's vital to spend responsibly at first if you want to build credit.

How do you build credit if you have no credit?

The fastest and easiest way to build credit when you have none is with a credit card. A credit card issuer reports your payments to the credit bureaus about once in the ballpark of a month or longer, depending on the issuer. Once you activate your card and start using it, you’ll be on the path to building credit.

How do you build credit for a beginner?

There are a couple of useful strategies for beginners trying to build credit, including becoming an authorized user on a relative’s credit card (if they have good credit habits), getting a secured credit card or using a credit-builder product.

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